Capital City Bank Group 2005 Annual Report Cover Financial Highlights Noninterest Income Loan Growth Absolutely Free Checking Client Service Center Senior Mainagement Letter From The CEO Capital City Map Board of Directors Selected Financial Data Financial Review Report of Independent Registered Public Accounting Firm Officers, Directors and Community Boards Shareowner Information Consolidated Statements of Income Consolidated Statements of Financial Condition Consolidated Statements of Changes in Shareowners' Equity Consolidated Statements of Cash Flows Notes to Consolidated Financial Statements