| |
NORTHERN STATES FINANCIAL CORPORATION
|
|
|
TABLE
14 - EFFECT OF INTEREST SHOCKS ON FINANCIAL INSTRUMENTS
|
|
|
| ($
000s) |
Fair Value at December 31, 2000
|
|
Down
2%
|
Current
|
Up
2%
|
|
ASSETS
|
| Cash
and cash equivalents |
$
31,189
|
$
31,187
|
$
31,185
|
| Securities
available for sale |
192,250
|
190,050
|
181,994
|
| Loans |
313,509
|
303,309
|
293,677
|
| Direct
lease financing |
8,284
|
7,871
|
7,499
|
| Accrued
Interest receivable |
4,816
|
4,816
|
4,816
|
| FINANCIAL
LIABILITIES
|
| Deposits |
$
383,023
|
$
374,677
|
$
367,758
|
| Securities
sold under repurchase agreements and other short-term
borrowings |
74,467
|
73,618
|
72,787
|
| Federal
Home Loan Bank term advances |
10,001
|
10,000
|
9,999
|
| Advance
from borrowers for taxes and insurance |
816
|
816
|
816
|
| Accrued
Interest payable |
6,208
|
6,208
|
6,208
|
| ($
000s) |
Fair Value at December 31, 1999
|
|
Down
2%
|
Current
|
Up
2%
|
|
ASSETS |
| Cash
and cash equivalents |
$
16,900
|
$
16,900
|
$
16,900
|
| Interest
bearing deposits in financial institutions - maturities over
90 days |
101
|
100
|
99
|
| Securities
available for sale |
204,914
|
196,684
|
185,041
|
| Loans |
255,395
|
245,838
|
236,915
|
| Direct
lease financing |
2,211
|
2,175
|
2,142
|
| Accrued
Interest receivable |
4,361
|
4,361
|
4,361
|
| FINANCIAL
LIABILITIES
|
| Deposits |
$
341,331
|
$
333,547
|
$
327,593
|
| Securities
sold under repurchase agreements and other short-term
borrowings |
70,440
|
70,436
|
70,432
|
| Advance
from borrowers for taxes and insurance |
645
|
645
|
645
|
| Accrued
Interest payable |
3,640
|
3,640
|
3,640
|
|
NSFC
ANNUAL REPORT 2000
|
39
|
|
|
