Page

PART I

ITEM 1.

Business

1

ITEM 2.

Properties

24

ITEM 3.

Legal Proceedings

24

ITEM 4.

Submission of Matters to a Vote of Security Holders

24

PART II

ITEM 5.

Market for Registrant’s Common Equity and Related Stockholder Matters

25

ITEM 6.

Selected Financial Data

26

ITEM 7.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

28

ITEM 7A.

Quantitative and Qualitative Disclosures About Market Risk

42

ITEM 8.

Financial Statements and Supplementary Data

43

ITEM 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

70

PART III

ITEM 10.

Directors and Executive Officers of the Registrant

70

ITEM 11.

Executive Compensation

70

ITEM 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

70

ITEM 13.

Certain Relationships and Related Transactions

70

ITEM 14.

Controls and Procedures

70

PART IV

ITEM 15.

Exhibits, Financial Statement Schedules and Reports on Form 8-K

71

Signatures

75

Certifications

76